Simplifying Upgrades: Carrying Overages to Closing

Building your dream home should be exciting, not stressful. But even the best-laid plans can change as you see your home take shape, prompting upgrades you hadn’t considered before. A lot of homeowners find themselves wanting features that push them slightly over their initial budget. Unfortunately, having to renegotiate with the bank for more funds resulting in construction delays can complicate things.

At S. Clements Homes, I’ve designed a system to sidestep all that hassle. If you decide on extra upgrades or changes during the construction process that exceed your budget, we carry those overages through the build. Instead of making you go back to the bank, you simply pay the difference at closing. Think of it as me extending credit for those overages because I know the closing will happen and I’ll be compensated then.

This approach provides financial flexibility during the build, allowing you to make decisions based on your desires rather than financial panic. You won’t have to endure emergency trips to the bank or worry about hasty decisions that could compromise your dream home’s quality.

By eliminating these financial hurdles, you can focus on what really matters: getting the home just right. If you’re ready to discuss how our flexible payment options can work for your unique situation, give me a call at (469) 853-7952. Let’s make building your home as smooth and stress-free as possible.